 |
 |
|
High Net Worth Property Insurance for Homes, Rare Art & Valuables |
| By: Webmaster Dovetail |
| |
| Dovetail Insurance has a rich experience of two decades in the field of high net worth property insurance. They have been successfully insuring hundreds of homes and valuables bringing their owners peace of mind. They have helped hundreds of their customers design and work out the right insurance plan that would best suit their needs as we have a huge network of insurers. (PRWEB) May 5, 2005 -- The market is flooded with insurance policies that offer you a range of choices. High net worth property insurance is one of the forms of insurance that is designed to suit the specific needs of people with high value homes or own valuables like art, artefacts or antiques. The average insurance plan ends providing partial coverage with high premiums to boot whereas high net worth insurance meets their needs. Dovetail Insurance has a rich experience of two decades in the field of high net worth property insurance. They have been successfully insuring hundreds of homes and valuables bringing their owners peace of mind. They have helped hundreds of their customers design and work out the right insurance plan that would best suit their needs as we have a huge network of insurers. Who would be the best candidates for high net worth home insurance? Dovetail suggests that if you pay more than £500 or more a year for home insurance, have contents worth over £40,000 or find that the cost of rebuilding your home would cost over £200,000, then opt for this form of insurance. It allows you to save a substantial amount of money and the assurance that in case of any unfortunate event like a fire or theft, you will get back whatever you lost. This offers comprehensive coverage unlike the average packages. The popular packages of home insurance currently available have been designed for a typical family of 2-4 children with a three bedroom home. However, if your home contains valuables like art, artifacts and so on, this package may not be ideal for you. Besides, this kind of home insurance comes with a lot of restrictions such like a contents upper limit that's too low. You’ll also find single article limits that don't suit your needs or limits on your cover away from home. Besides this, you’ll find that you also have to make extensive security arrangements such as window and door locks or even an alarm. Without these, or if they don't work at the time of the loss, you may be left without cover. Many people make the mistake of under insuring their home to economise and pay a smaller premium. However, in a real eventuality of a major fire or anything else, this would work against you. You would only get back a minor fraction of what you have lost. Here’s a small case study of how Dovetail Insurance helped one of their clients to save a big sum and yet get comprehensive coverage on their home, simply by redesigning their insurance plan. Mrs. R and her husband own a let property as and their main home. They were paying £2,611 a year for two individual policies. They suggested combining both properties onto one single policy and thus the family not only saved £1,285 a year, they also got Annual Travel cover for the whole family. Are you a lover and collector of beautiful and exquisite art and antiques? And want to keep your precious collectibles well covered from any risk of fire, theft or so on. Then you can be sure that general insurance cannot serve your needs. This is designed for the average family and may not work for these valuable items since the cover will be limited to a percentage of the overall contents. It also has a single article limit that’s too low and rarely provides cover away from the home unless a specific extension to cover is opted, and paid for. Dovetail offers a specialised kind of art and antiques insurance to suit you. Their comprehensive services includes getting you assistance to get your art professionally valued to designing an insurance plan that gives you the most advantage. Some of the salient features of their art and antiques insurance are as follows. Their Worldwide All Risks cover protects your art and antiques wherever you may take them. You also have a high value single article limit (i.e. no individual specification required) of up to £25,000. Depreciation in value of the piece of art or antique, following restoration, if it is only partially damaged rather than completely lost or destroyed. If you have a valuation of art or antique less than 3 years old it could be covered for up to 150% of the specified figure to provide protection against market value appreciations. New acquisitions of art or antiques are covered automatically upon purchase with a set time period to notify the insurers. The process at Dovetail insurance is simple and service is professional. To get a quote, all you need to do is to fill up a simple 5 minute online form and we will respond with a professional quote. Now, you too can make net high worth property insurance work for you by opting for it. Dovetail Insurance can help you custom design and implement the right kind of plan that will help you save time, money and effort. And also give you the coverage you need. |
|
|
| |
| |
| |
| |
| |
|
Featured Home Insurance News
Warning: include(/home/hic/public_html/rsse/rss.php) [function.include]: failed to open stream: No such file or directory in /home/hic/public_html/home-insurance-articles/High-Net-Worth-Property-Insurance-for-Homes-Rare-Art-Valuables.php on line 89
Warning: include() [function.include]: Failed opening '/home/hic/public_html/rsse/rss.php' for inclusion (include_path='.:/usr/lib/php:/usr/local/lib/php') in /home/hic/public_html/home-insurance-articles/High-Net-Worth-Property-Insurance-for-Homes-Rare-Art-Valuables.php on line 89
|
|
|
|
 |
